𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝗼𝗻 𝗶𝘀 𝗸𝗲𝘆 𝘁𝗼 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁. Since 2011, the Global Findex Database has been the go-to source for data on how adults worldwide use financial services to save, borrow, make payments, and manage financial shocks. The 2025 edition, based on surveys of 148,000 adults in 141 economies, will offer updated insights—including the first globally comparable data on mobile phone ownership, internet use, and digital safety—while highlighting gaps in financial and digital access for women and low-income adults. 𝗞𝗲𝘆 𝗳𝗶𝗻𝗱𝗶𝗻𝗴𝘀: ➡️ Worldwide, 79 percent of adults have an account at a bank or similar financial institution, with a mobile money provider, or both, up from 74 percent in 2021, while 86 percent of adults own a mobile phone. ➡️ Gender gaps in account ownership have narrowed, and gaps in mobile phone ownership are small, while formal saving has surged globally, driven by mobile accounts and reversing a long-term trend of slow growth. ➡️ More adults are making digital merchant payments; however, despite these advances, many people still lack access to mobile phones or financial accounts and require targeted programs to ensure they are not left behind. ➡️ Of the 900 million adults in low- and middle-income economies who use mobile money accounts, only three-quarters use passwords to protect their phones. ➡️ Greater account ownership and usage and increased access to digital opportunities have not yet increased overall financial health, defined as the ability to pursue financial goals, manage financial emergencies, and feel confident about one’s finances. ➡️ Despite high mobile phone ownership and growth in account ownership, 1.3 billion people still lack financial accounts. 𝗗𝗶𝘃𝗲 𝗶𝗻𝘁𝗼 𝘁𝗵𝗲 𝗱𝗮𝘁𝗮: http://wrld.bg/ZG8o50WqFWR
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My leadership legacy, philosophy, milestones and journey as CEO: The NEXT Generation of Servant, Visionary and transformational Leaders for BOLD Solutions. The focus is on a critical and sophisticated concept: Advanced AI Diplomacy. This elevates the conversation from leadership within an organization to leadership that brokers solutions between an organization's AI strategy and the complex, often conflicting, demands of the global stage. The Call to Historic Action for BOLD Solutions: Strategic AI (SAI) Leadership and my Journey as Stellar Servant Leader. We've captured the core geopolitical and geoeconomic tensions: While strategic planning for AI is nearly universal, the path to execution is complex. What is Policy? About policymaking? Let's perform a root cause analysis on why even the most brilliant AI strategies falter. Digital AI (DAI) Leadership: Making a positive difference and a lasting impact. I started my professional career at a very young age in the 20's. I grew up from different leadership positions. I served as a teacher, educator, assistant director of teacher's college, professor, CFO, CEO, Member of the Board of Directors, and UN Global Climate Champion to Stellar Servant leader.
Financial Inclusion! Social Protection key to national development!
Thanks for sharing
Insightful
Definitely worth reading
The data is clear, technology and funding are no longer the barriers to financial inclusion in many emerging markets. The real challenge lies in overcoming structural resistance to change—whether through bureaucracy or lack of awareness. Progress now requires bold, context-aware leadership ready to embrace what’s already within reach.
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Doctor of Business | Financial Analysis Partner
1dThe Global Findex 2025 insights really caught my attention. Even though more people around the world now have access to financial accounts and mobile phones, true financial health still feels out of reach for so many, especially women, lower-income adults, and people outside the workforce. What really stands out to me is this gap between having access and actually feeling financially secure. Just having a phone or a bank account doesn’t mean someone can handle an emergency or feel confident about their money. I’m hopeful that financial service providers, fintechs, and policymakers will find meaningful ways to help close this gap and make financial well-being more inclusive for everyone.