50 years ago, if you wanted to get along, you need to walk to the bank, talk to the banker, provide a ton of information on you. Today, you basically need to do the same thing with more 4. We're just saving time and solving that exact problem. It's like, I mean, we have Internet, AI agent, we have smartphones, but the financial infrastructure is still super slow. We have a lot of human work in it and we're basically serving that.
