Cupertino, California, United States
6K followers 500+ connections

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About

As the Head of Open Banking Products at FIS, I lead the vision, strategy, and execution…

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Experience & Education

  • FIS

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Licenses & Certifications

Volunteer Experience

  • Volunteer Center of Silicon Valley Graphic

    Member Board Of Directors

    Volunteer Center of Silicon Valley

    - 1 year 4 months

  • Member, Special Interest Group on Artificial Intelligence

    Association of Computing Machinery

    - Present 2 years 1 month

    Education

Patents

  • Systems and Methods for facilitating Card Verification over a network

    Filed US 20110313898

    A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the…

    A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information

    Read more: http://www.faqs.org/patents/app/20110313898

    See patent

  • Deferred Payment and selective payment and funding

    AU 2013100977

    A user is able to change one or more payment options after payment has already
    been made to a merchant. A payment provider processes a payment request during a
    transaction with the merchant with default or selected payment options. After the
    transaction with the merchant is completed and the merchant has been paid, the user may
    change one or more of the payment options, such as funding source(s) and terms/conditions
    of payment (e.g., deferment period, installment period/amount…

    A user is able to change one or more payment options after payment has already
    been made to a merchant. A payment provider processes a payment request during a
    transaction with the merchant with default or selected payment options. After the
    transaction with the merchant is completed and the merchant has been paid, the user may
    change one or more of the payment options, such as funding source(s) and terms/conditions
    of payment (e.g., deferment period, installment period/amount, etc.). During the
    transaction, the user may make a purchase through the payment provider even if the user
    does not have an account with the payment provider by providing user information, such as
    name, address, phone number, email address, and date of birth, but not a social security
    number or funding source information.

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