Zest AI

🎉 Zest AI made CNBC’s list of the World’s Top Fintech Companies of 2025! We’re in great company—alongside some of the brightest organizations shaping the future of financial services. This recognition and being named as an Enterprise Fintech category leader is a strong signal that responsible AI has moved from the edge to the center of modern lending. We’re proud to be trusted by institutions of all sizes looking for proven, responsible AI partners. Since 2009, Zest AI has been pioneering and perfecting AI technology with a mission to broaden access to lending using smarter, more efficient AI. Thank you to CNBC for highlighting the work we’ve done to support financial institutions of all sizes in their mission to broaden credit access. We’d also like to thank our customers and partners for believing in a smarter approach to lending. Your leadership is shaping the future of credit! And to our Zest AI team—your grit, creativity, and commitment is what drives our success. Every impactful moment starts with you. Read more about this exciting announcement: https://lnkd.in/ggJmyrUV

5 key macroeconomic indicators, according to LuLu. We asked LuLu to surface the economic trends that matter most to lenders right now. She delivered a powerful snapshot—designed for fast insight and smarter decisions. 💡 What else would you ask LuLu to track? You can try it out and see for yourself: https://lnkd.in/gPmbzzKH  #GenerativeAI #AIinLending 

The CFPB just revised its estimates on credit invisibility—and the picture has changed, but not enough. While the overall share of “credit invisible” (no credit history whatsoever) adults has dropped to 2.7%, nearly 1 in 10 U.S. adults are still “unscored.” These individuals have credit files, but their data is too thin, inactive, or outdated to qualify them for mainstream credit. That’s 25 million Americans stuck in financial limbo—unable to access credit because the system can’t see them clearly. 💬 Have you or someone you know ever been denied credit because of a “thin file” or no score? #CreditAccess #CreditInvisible #Fintech #FinancialServices #AIinLending #FinancialInclusion

70-83% automation. 30-40% lower delinquencies. 340% boost in decisioning speed. This is what it looks like when financial institutions lead with purpose-built technology. Since 2021, Commonwealth Credit Union has helped over 18,000 members access credit—approving $324 million in consumer loans with the help of Zest AI's automated underwriting technology. Mike Lawson from CU Broadcast sat down with Jaynel Christensen, EVP at Commonwealth Credit Union, who shared how smarter, faster lending has shifted her credit union's focus from chasing volume to truly serving the community. 📺 Watch the full episode to hear how AI is making lending decisions more accurate and accessible: https://lnkd.in/gzrKDbQV #CreditUnions #FinancialInstitutions #Fintech #AI #AIinLending

We’re taking generative AI for lenders even further—and teaming up with MeridianLink to do it. Want early access to the latest features? Join us Wednesday, July 16 at 10 AM PT / 1 PM ET for a live walkthrough of what’s new. You’ll see how to: 🔁 Simulate credit policy changes before they roll out 📊 Make smarter, faster moves using your real-time lending data 📈 Validate performance and pricing against the competition Register now and bring your burning AI questions: https://lnkd.in/gkQfjQJp

Generative AI is quickly becoming a foundational tool in financial services—not just for innovation, but for day-to-day operations. Many banks and credit unions are starting to use GenAI for things like reporting, customer service, policy analysis, and internal operations. And while the technology is advancing fast, the real shift is in how accessible these capabilities have become—even for teams without deep technical expertise. If you're thinking about how GenAI fits into your organization’s strategy, this is worth a read:  https://lnkd.in/gz9brUKZ #GenerativeAI #AIinLending #Banks #CreditUnions

We’re celebrating the incredible work of our credit union clients who’ve been named the Best Credit Unions in Each State by Forbes. Over 40 Zest AI partners are represented on this year’s list—a testament to their deep commitment to member-first service and building stronger communities. At a time when trust and accessibility in financial services matter more than ever, you continue to lead with integrity, innovation, and heart. It’s an honor to support institutions so devoted to empowering everyday people through transparent and responsible lending. 👏 Here’s to your continued impact—and to building a more resilient financial future for all. #CreditUnions #FinancialServices

🏡 The Renovation Revolution is here. Are you ready for it? With $35T in home equity on the line and remodel season heating up, homeowners aren’t moving, but they are improving what they already have. And they need fast, smart, affordable lending options to do it. But in today’s market, speed alone isn’t enough. Can you adjust lending policies fast—without compromising on risk? Are your credit teams empowered by real-time, actionable insights? Can your tech scale responsibly to meet rising demand? Our CEO, Mike de Vere, has thoughts—and Forbes gave him the mic. 🎤 Check it out: https://lnkd.in/g3sVMSRH #AI #HomeEquity #Fintech #AILending #Innovation

Think you can speak AI in lending? Prove it. We turned our glossary of AI + credit underwriting terms into a rapid-fire quiz—built to test your knowledge and sharpen your edge. These aren't your everyday buzzwords. They're the terms shaping AI governance and automation in modern lending. Take the quiz, check your score, then dive deeper into the glossary that breaks it all down—clear, lender-specific, and built for real-world impact: https://lnkd.in/gGSas_zp How many did you get right? #AI #LendingIntelligence #AIinLending #CreditUnderwriting #MachineLearning #Fintech #GenerativeAI

What if you could ask: “What inefficiencies can I find across my credit policies?” …and actually get an answer, right away? We’re showing lenders how generative AI can make that possible. On Wednesday, July 16th at 10 AM PT / 1 PM ET, join us for a live session where we’ll look at how lenders can: ☑️ Test and simulate credit policy changes before rollout ☑️ Tap into real-time performance data to make smarter decisions ☑️ Validate your pricing terms against the competition This isn’t just about technology—it’s about seeing your credit strategy from a whole new angle. If you’re curious about where GenAI is headed in lending, we’d love to have you in the room. Register now: https://lnkd.in/gkQfjQJp