Amélie de Montchalin (Bommier)

Insurance is a peculiar concept. Because it consists in paying a defined sum today to cover a risk that may or may not materialize tomorrow, its benefits remain largely hidden and intangible. However, insurance has always existed in some form and today’s version is a product of tools developed by many traditional societies to create “confidence” among people, pri­vate organizations and public authorities. Indeed, in many languages the words insu­rance and confidence have the same roots or… Voir plus

Insurance is a peculiar concept. Because it consists in paying a defined sum today to cover a risk that may or may not materialize tomorrow, its benefits remain largely hidden and intangible. However, insurance has always existed in some form and today’s version is a product of tools developed by many traditional societies to create “confidence” among people, pri­vate organizations and public authorities. Indeed, in many languages the words insu­rance and confidence have the same roots or overlapping meanings. Voir moins

Harnessing insurance to African economic development
The intangible nature of insurance sometimes masks its role in development. Yet, it directly contributes to African economic development by driving growth, acting as a stabilizer for local economies and households facing random shocks, and as a vector for distribution and solidarity between people.
To realize its full potential in Africa, insurers need to rethink their products and their distribution
channels in line with the… Voir plus

Harnessing insurance to African economic development
The intangible nature of insurance sometimes masks its role in development. Yet, it directly contributes to African economic development by driving growth, acting as a stabilizer for local economies and households facing random shocks, and as a vector for distribution and solidarity between people.
To realize its full potential in Africa, insurers need to rethink their products and their distribution
channels in line with the specific features of local markets. Voir moins

The macroeconomic role of insurance is typically measured by insurance premiums in GDP and persons employed in the sector. This chapter argues that the true macroeconomic role of insurance is better assessed through the insurance contribution to economic growth, stabilization, and distribution. The chapter provides a framework to assess the macroeconomic role along these three dimensions and provides some empirical evidence underpinning the link between insurance and long-term development… Voir plus

The macroeconomic role of insurance is typically measured by insurance premiums in GDP and persons employed in the sector. This chapter argues that the true macroeconomic role of insurance is better assessed through the insurance contribution to economic growth, stabilization, and distribution. The chapter provides a framework to assess the macroeconomic role along these three dimensions and provides some empirical evidence underpinning the link between insurance and long-term development. Insurance is, however, no panacea because not every risk is insurable, companies can fail, and insurance itself can give rise to inefficiency and slower innovation. The chapter concludes by looking at future evolutions in societies and economies, as regards measurement, assessment, and consideration. Voir moins

L'article propose de s’inspirer de nombreuses expériences menées aux Etats-Unis pour aider les principaux partis politiques à remettre sur le chemin des bureaux de vote des millions d’électeurs:
• Aider les électeurs à s’organiser pour se rendre dans leur bureau de vote ;
• S’adresser à l’individu et valoriser l’électeur, plutôt que son acte de vote ;
• Insister sur la nature collective et sociale du processus électoral ;
• Valoriser la formation d’habitude et de routine les jours… Voir plus

L'article propose de s’inspirer de nombreuses expériences menées aux Etats-Unis pour aider les principaux partis politiques à remettre sur le chemin des bureaux de vote des millions d’électeurs:
• Aider les électeurs à s’organiser pour se rendre dans leur bureau de vote ;
• S’adresser à l’individu et valoriser l’électeur, plutôt que son acte de vote ;
• Insister sur la nature collective et sociale du processus électoral ;
• Valoriser la formation d’habitude et de routine les jours d’élections ;
• Réinventer les stratégies de campagne autour de volontaires actifs dans des zones ciblées plutôt que des militants chevronnés répartis sur l’ensemble du territoire.

Ces méthodes nouvelles ne peuvent souvent pas être importées telles qu’elles en France, pour des raisons culturelles ou légales. Elles peuvent néanmoins guider les pouvoirs publics et les partis politiques dans l’organisation des campagnes, pour les inscrire dans notre époque et parler aux électeurs d’aujourd’hui. Voir moins

Proposing a better assessment of deflationary risks in the Eurozone, using GDP deflator data alongside traditional CPI ones. Comparison with Japan in the 1990s reveal that CPI provide lagged signals to deflation. ECB should include broader data sets to conduct a comprehensive and full diagnosis of the state of the economy and adapt its countercyclical tools.